Access Copreative credit society Limited
Unlocking Term Deposit
✅ Premature Withdrawal Allowed: Most banks allow breaking an FD before maturity but may charge a penalty.
✅ Penalty Charges: Typically, banks deduct 0.5% to 1% from the applicable interest rate.
✅ Reduced Interest Rate: If withdrawn early, interest is calculated at the rate applicable for the actual period the deposit was held.
✅ Bank-Specific Rules: Some banks offer special FDs with no penalty on early withdrawal.
✅ Liquidation Process: Can be done through net banking, mobile banking, or by visiting the branch.
✅ Tax Implications: TDS (Tax Deducted at Source) is applicable on the earned interest even if the deposit is withdrawn early.
Our keys Features
Why Choose Us
Competative Interest Rates
Enjoy affordable and transparent interest rates that help your business grow without the burden of high repayment costs
Quick and Easy Loan Application Process
Our application process is simple and fast, ensuring that you get the funds you need without unnecessary delays.
Fast Approval and Disbursement
Get quick approvals and access to your loan amount in a timely manner, ensuring you can make the most of opportunities as they arise.